—Guest: Tonya Rapley
—Topic: Planning for babies and writing books
Bethany and Ellie open the show with the difference between dark roast and light roast coffee’s caffeine content. They also talk about how Ellie is hinting heavily for Bethany to have a baby, which leads to conversations about planning for babies, including cars and the cost of raising a baby. Even though the cost of raising a baby can be daunting, Ellie gives tips on how to make it work, and how her children are a blessing in her life.
Tonya Rapley, an internationally recognized millennial money expert, joins the conversation around the table even though she was under a book deadline. They explore the hard parts of writing a book, and the downfalls of “perfection paralysis”. Tonya shares her journey to writing this book and why she decided to self-publish. She mentions the importance of having an accountability partner when it comes to accomplishing your goals. Tonya also tells the best parts of writing a book, when her book will be coming out, and her next steps in life.
Bethany and Ellie end the show continuing their conversation about how Ellie wants Bethany to have a baby ASAP. Then Ellie remembers what Bethany was like as a baby, and Bethany defends her personality with examples of her childhood. Also—Bethany is not pregnant.
Tonya Rapley is an internationally recognized millennial money expert and founder of the award-winning site, My Fab Finance. She has graced the cover of Black Enterprise magazine and was deemed the “New Face of Wealth Building”. She was also selected as a Modern History Maker by TV One and has been recognized as one of the “Top 10 Most Influential Women in Personal Finance on Twitter”. Her mission is to help millennial women break the cycle of living paycheck to paycheck and own their power.
An engaging, relatable, and fun public speaker, Tonya has spoken at The New York Stock Exchange, Essence Fest, Bloomberg, The Taco Bell Foundation, PepsiCo, Fidelity and a host of colleges and universities across the country.